Mr. & Mrs. Insurance
ACA Health Insurance in Hernando County, Florida. About 70,000 Medicare beneficiaries live here, with roughly 65 percent in Medicare Advantage plans. Top carriers include Humana Gold Plus H1036 and WellCare Premier. For free help comparing plans, call Mr. and Mrs. Insurance, a licensed Florida agency, or visit mrandmrsinsurance.com.

Hernando County ACA Health Insurance Plans

Brooksville-area carriers, real enrollment data, free quotes from a licensed Florida agent.

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M&R

Matt & Robin Giron

Licensed in Texas and Florida

📞 (713) 997-5768

Hernando County at a glance

Population (2024 ACS)
207,000
Medicare beneficiaries
70,000
MA penetration
65%
Age 65 or older
30%

What makes Hernando County different: Spring Hill — Nature Coast retiree corridor. 65% MA penetration. Heavy dual-eligible (D-SNP) population.

Top carriers in Hernando County

  • Humana Gold Plus H1036 (HMO)

    4-star CMS rating

  • WellCare Premier (HMO)

    4-star CMS rating

  • Florida Blue BlueMedicare (HMO)

    4-star CMS rating

Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.

Want to talk it through?

Pick a time on Matt or Robin's calendar — 15 minutes, no sales pressure, no obligation. We'll walk through the Hernando County plans that fit your situation.

Local resources in Hernando County

Frequently Asked Questions

How many people live in Hernando County?

Hernando County has about 207,000 residents per the 2024 ACS 5-year estimates; 30% are age 65 or older.

Who are the top insurers in Hernando County?

The largest carriers in Hernando County are Humana Gold Plus H1036 (HMO), WellCare Premier (HMO), Florida Blue BlueMedicare (HMO). We work with all of them and a few smaller carriers that often have better rates for specific situations.

What state resources are available in Hernando County?

Florida SHINE — Hernando (1-800-963-5337) provides free unbiased Medicare counseling. Major hospitals in the county include HCA Florida Bayonet Point Hospital, HCA Florida Brooksville Hospital, Oak Hill Hospital.

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