ACA Health Insurance in Florida
Largest ACA marketplace in the U.S. — 4.54M enrollees in 2026 per CMS National Snapshot. 27% of under-65 Floridians on marketplace coverage; 98% subsidized. Benchmark silver up 34.1% in 2026.
Florida's 2026 ACA market in one paragraph
4.54 million Floridians are enrolled in ACA Marketplace coverage in 2026 — the largest single-state Marketplace in the U.S. per the CMS National Snapshot (Jan 28, 2026). 16 insurers are offering coverage, with "22 Health" (Community Care Network) new for 2026 in Broward only. Benchmark silver premiums rose 34.1% statewide. If your subsidy lapsed after the Enhanced Premium Tax Credits expired Dec 31, 2025, off-Marketplace options may now beat your old plan's net cost.