Mr. & Mrs. Insurance
ACA Health Insurance in Pinellas County, Florida. About 260,835 Medicare beneficiaries live here, with roughly 55 percent in Medicare Advantage plans. Top carriers include Humana Gold Plus H1036 and UnitedHealthcare Group Medicare Advantage. For free help comparing plans, call Mr. and Mrs. Insurance, a licensed Florida agency, or visit mrandmrsinsurance.com.

Pinellas County ACA Health Insurance Plans

Clearwater-area carriers, real enrollment data, free quotes from a licensed Florida agent.

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M&R

Matt & Robin Giron

Licensed in Texas and Florida

📞 (713) 997-5768

Pinellas County at a glance

Population (2024 ACS)
962,003
Medicare beneficiaries
260,835
MA penetration
55%
Age 65 or older
25%

What makes Pinellas County different: FL's second-oldest large county. 25% age 65+. Strong Medigap demand from snowbird population.

Top carriers in Pinellas County

  • Humana Gold Plus H1036 (HMO)

    4-star CMS rating

  • UnitedHealthcare Group Medicare Advantage (PPO)

    4-star CMS rating

  • Aetna Medicare Eagle (PPO)

    4-star CMS rating

Source: CMS Monthly MA Enrollment by State/County/Contract (latest Q1 2024). Enrollment figures refresh monthly at data.cms.gov.

Want to talk it through?

Pick a time on Matt or Robin's calendar — 15 minutes, no sales pressure, no obligation. We'll walk through the Pinellas County plans that fit your situation.

Local resources in Pinellas County

Frequently Asked Questions

How many people live in Pinellas County?

Pinellas County has about 962,003 residents per the 2024 ACS 5-year estimates; 25% are age 65 or older.

Who are the top insurers in Pinellas County?

The largest carriers in Pinellas County are Humana Gold Plus H1036 (HMO), UnitedHealthcare Group Medicare Advantage (PPO), Aetna Medicare Eagle (PPO). We work with all of them and a few smaller carriers that often have better rates for specific situations.

What state resources are available in Pinellas County?

Florida SHINE — Pinellas (1-800-963-5337) provides free unbiased Medicare counseling. Major hospitals in the county include BayCare Health System–Morton Plant Hospital, St. Anthony's Hospital, Bayfront Health St. Petersburg.

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