Privacy Policy

Effective date: 2026-05-24

Mr. and Mrs. Insurance LLC ("we") collects personal information you provide through quote forms, the ACA consent form, phone calls, and email. We use this information solely to provide insurance brokerage services, comply with carrier and CMS recordkeeping requirements, and respond to your inquiries.

Information we collect

• Quote requests: ZIP code, optional name/email/phone, product interest, page source.
• ACA consent: full name, email, DOB, state, ZIP, IP address, consent scope.
• Server logs: IP address, user agent, page accessed (kept 90 days).

How long we keep it

• ACA consent records: 10 years, per 45 C.F.R. §155.220(j)(2)(ii).
• Lead records: 5 years, per Florida F.S. §626.748 (and as a TX-licensed agent best practice).
• Advertising file snapshots: 3 years, per 28 TAC §21.116.

Who we share it with

Carriers and CMS to process applications you authorize. Service providers (Cloudflare for hosting, Resend for email, Airtable for record management) under contractual data-protection obligations. Never sold.

Your rights

Email [email protected] to access, correct, or delete your information (subject to legal retention obligations).